India’s mutual fund industry has reached a major milestone, with assets under management (AUM) crossing ₹75 trillion and monthly SIP inflows exceeding ₹25,000 crore, SEBI Chairman Tuhin Kanta Pandey announced at the Global Leadership Summit 2025. However, he noted that retail participation remains low. Although 53% of Indian households are aware of mutual funds, only 6.7% actually invest. Mutual fund AUM still accounts for less than 25% of India’s GDP—far below the 80% seen in developed nations—indicating vast growth potential.
To boost inclusion, SEBI and AMFI have revised distributor incentives to attract first-time women investors and participants from smaller cities. Pandey emphasized that financial inclusion must include gender equality. He also warned against rising cases of online scams, fake investment apps, and unregistered advisers. SEBI’s “SEBI versus Scam” campaign has flagged over one lakh misleading posts, while tools like “Valid UPI” and “SEBI Check” help investors verify intermediaries and payment details. Pandey stressed that investor education and trust are key to building a safer, more inclusive market for sustainable mutual fund growth.
